There is a retirement crisis in the United States. Few people are prepared to retire due to poor financial planning. The social security system is supposed to provide a financial cushion for people as they age. Social security was never intended to be a person’s only source of income.
David Giertz is a leading retirement expert. He is highly concerned about many of his clients. Not only do people have high levels of debt, but they also lack savings for the future. It is not uncommon to see people going back to work due to poor financial planning.
Early Career of David Giertz
David Giertz did not always work in the financial planning industry. After he graduated from college, he started his career working for a major corporation. Although he enjoyed the work, he wanted to make a more significant difference in other people’s lives.
He started working in the financial planning industry and loved the work. David Giertz decided to start his own financial planning company. Although it was difficult to attract clients, he eventually became a successful business owner.
The best way to have success with retirement planning is to start early. Far too many people wait until it is too late to start planning for retirement.
Avoiding debt is also an excellent tip for retirement. Many people in retirement do not live on a budget.
Planning for health expenses is not easy. With all of the problems in the medical system, it is impossible to know how expensive medical care will be in the future. David Giertz recommends that people live a healthy lifestyle to avoid major medical issues. By following a basic financial plan, most people can have a pleasant retirement.
David Giertz is also writing a book about financial planning for retirement. This book will help people develop a retirement plan.